Financing with Our Dealership
Gene Latta Ford Inc takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Gene Latta Ford Inc Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Gene Latta Ford Inc can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Finance Center
Welcome to the Gene Latta Ford finance center! As you embark on your journey toward a new Ford vehicle, our experienced finance team is here to guide you through every step of the process. From securing a competitive loan to explaining leasing options, we work with trusted lenders to ensure you get an offer tailored to your needs.
With flexible terms and a streamlined application process designed to get you on the Hanover, East Berlin, and Abbottstown, PA roads as soon as possible, you can look forward to a quick and convenient financing journey.
Steps to Financing a Ford
With the help of our experienced finance experts, financing your next Ford is as smooth and straightforward as ever. We'll take you through all your available financing options and help you settle on the one that makes the most sense for your budget.
When you're ready to get started, our team can guide you step-by-step through the process. From getting pre-approved for financing to agreeing to the terms of your offer, our team will be by your side every step of the way.
If you've got any questions along the way, our team is always just a quick call away to provide you with all the answers you need.
Buying vs Leasing a Ford
Still trying to decide whether buying or leasing is the right choice for your next Ford? Our team is here to help. Both buying and leasing a new or pre-owned Ford come with their own unique lists of benefits.
Some of those advantages include:
Buying a Ford:
- Ownership: Once your loan is paid off, the vehicle is yours.
- Mileage Limits: Drive as much as you want with your Ford with no restriction on your mileage
- Long-Term Savings: By maintaining ownership of a Ford, you can avoid long-term monthly costs
Leasing a Ford:
- Lower Monthly Payments: Leasing typically offers lower payments as you'll only be paying for the vehicle's depreciation over the term of the lease
- Latest Models: Leasing allows you to upgrade to a new model every few years once your lease comes to an end
- Warranty Coverage: Most leases are within the vehicle's warranty period, reducing out-of-pocket maintenance costs.
- Lease-End Flexibility: Once you reach the end of your lease term, you'll have a handful of exciting options, such as purchasing the vehicle or leasing a new model
Still not sure which option suits you best? Our experts will ensure you're set up with the best financing path to suit your needs and get you on the road in no time.
Online Ford Financing
For even more convenient financing, our finance center also offers a handful of online tools to help you get your journey toward a new Ford started from home. You can get started with our online finance application. Apply for financing before you visit our dealership and start focusing on the exciting Ford model you want to drive.
Looking to trade in your old ride? Our Value Your Trade tool can help you quickly estimate the value of your vehicle and how much can go towards the purchase of a new Ford.
We also offer the CarFinder tool to help you find the model that best meets your needs. With it, you can quickly and effortlessly find a Ford with all your desired details, from vehicle features to mileage and pricing specifics. With just a few quick clicks, you can meet your perfect match.
Finance a Ford Today!
Ready to drive around Hanover, East Berlin, and Abbottstown, PA, in your favorite Ford? Visit the finance center at Gene Latta Ford and explore the options that best suit your lifestyle and financial goals.
For more details, visit our website or contact us today to speak with one of our financing specialists​!
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Gene Latta Ford Inc
1565 Carlisle Pike
Hanover, PA 17331
- Sales: (717) 633-1999
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